How to Find the Best No Contract Smartphone Plans in 2015 – Part 1
Last updated 3/26/2016
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Almost everyone has a smartphone or will have one shortly. Their usefulness is undeniable. This convenience comes at a high cost and often a multi-year commitment. We examine some little known companies that can take the average cell phone bill from just under $150 to as little as $30 a month. It is surprising that only 1-2% of subscribers switch to other carriers every year, they must feel married to their service.
Important: As with any mobile wireless plan, you need to ensure you have coverage where you need it. Home, work, play, you need signal otherwise it does not matter what the price is.
Traditionally, smartphone buyers were able to purchase the latest smartphone at a significant discount, often $199, when they committed to a new 2 year plan with a major wireless carrier like, AT&T Wireless, Verizon, Sprint or T-Mobile. Things have changed. There are many more options available to smartphone owners.
No contract Smartphone plans are increasing in popularity due to the growing trend of low-cost prepaid smartphones and lower cost unlocked smartphones. Unlocked smartphones like the Google Nexus 6 ($499) and the Motorola Moto G ($199) are very affordable, and consumers do not have to lock themselves into a 2-year contract. Additionally, used smartphones are readily available on eBay and Craigslist, fueled by people selling off their old phone when upgrading.
If you are stuck in a contract, look for ways to get out of it. This can happen when they change terms of their contract. Also, look for discounts on the plan. Many larger employers have discounts with carriers.
We will examine the leading prepaid no contract smartphone plans to help you find the best one.
Check and compare coverage using Open Signal.
Key Factors to Look for in a No Contract Wireless Carrier
Here are the main attributes you need to understand when evaluating a wireless carrier:
- Price – of course you want to minimize this.
- Network – these carriers buy access on one of the major 4 networks. Understand which network works well in your home and area of travel.
- Minutes – Only purchase as many minutes as you need. More people are concerned with text and data limits.
- Text Messages – Make sure you have enough to cover your needs.
- Data –Pick a plan that has enough data for your needs.
- Smartphones – Ensure that your desired phone is available for this carrier.
- International – does the carrier allow you to use the phone internationally?
Smartphone Deals
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Samsung Galaxy Watch 4 40mm Smartwatch Sale $99.00 + Free Shipping
($159.00)Black Friday Sale. Walmart has a Samsung Galaxy Watch 4 40mm Smartwatch Sale Priced today only at $99.00, with Free Shipping. Highly rated at 4.5 out of 5.
About
The Samsung Galaxy Watch 4 Smartwatch was the first of its kind to launch. The Galaxy Smartwatch is sleek and makes it easy to see incoming calls. However, the watch does lack email and social network support and it may not work on other Android devices.
Samsung Galaxy Watch 4 Smart Watch Features
- 2 microphones
- Auto Lock
- Timer
- Safety Assist
- Voice Memo
- Find My Device
- Music Controller
- Memographer
- Pedometer
- MP4 Video with HD Playback & Recording
- Stopwatch
- Interactive S-View Window
- Dust and Water Resistant
Posted: November 30, 2023 6:59 AM PST
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Google Pixel 6a 128GB 6.1" 5G Straight Talk Sale $99.00 + Free Shipping
($200.00)Lowest price in 30 days. Straight Talk has the new Google Pixel 6a 128GB 6.1" 5G Straight Talk Sale for $99.00, with Free Shipping. Offer ends Expires: 12/1/2023
- Great Value, no need to pay $700-$1000 for an expensive flagship phone!
- If your phone stopped getting monthly security updates, it is time for a new phone
It does not have all the latest bells and whistles but does the job at half the price of top of the line phones. No waterproofing, so use a good case. Review calls it a feature rich budget smartphone
Google Pixel phones get all the latest updates and do not have junkware installed. Comes with 5 years of Android OS and security updates] and the custom-built Titan M chip.
- New, unlocked Android phone gives you the flexibility to change carriers and choose your own data plan; unlocked smartphone works with T-Mobile, Sprint, AT&T, and other major carriers; not compatible with the Verizon 5G Ultra Wideband network
- Dual lenses: 12.2 Mpixel Wide, 12 MPixel Ultrawide camera
- 6GB RAM
- IP67 Water resistant
- 5G capable cell phone gives you an extra boost of speed[2] so you can download a movie in seconds,[3] enjoy smooth streaming in ultra clear HD, play games at home and on the go,[4] and even share your 5G speed with friends
- The all day battery can last up to 48 hours with Extreme Battery Saver[6]
- Your phone will automatically receive the latest OS and security updates for at least 3 years;[7] the custom-made Titan M chip helps secure the operating system and sensitive data, like passwords
- Take vibrant photos on your phone even in the dark with Night Sight, bring studio-quality light to your pictures of people with Portrait Light; and get more scenery and people in the shot with the rear-facing ultrawide lens
- Dual SIM (Single Nano SIM and eSIM)
Posted: November 29, 2023 6:59 AM PST
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Expiring Today: iPhone SE 64GB (Gen 3) No Contract Sale $149.00 + Free Shipping
($379.00)Big Price drop. Walmart has an iPhone SE 64GB (Gen 3) No Contract Sale, $149.00, Free Shipping. Expires Soon. In several colors.
For Walmart Family Mobile. Plans from $24.88/month for 5GB Data - Unlimited talk/text
- iPhone 13 speed at less than half the price! Time to upgrade that old iPhone
Includes
- 64GB Apple iPhone SE Smartphone (3rd Generation)
- 5G Network Support
- 13Mpixel camera
Posted: November 27, 2023 11:59 PM PST
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Expiring Today: Anker 10000mAh USB Portable Charger Sale $15.39 + Free Shipping
($22.00)Amazon has the Anker 10000mAh USB Portable Charger Sale for $15.39 after checking instant coupon, with Free Shipping. In Black, other colors cost more. Highly rated at 4.5 out of 5 stars.
- The 20W USB-C port has enough power to charge an iPhone 12 to 50% in just 30 minutes. Also equipped with a 12W USB port if you need to charge a second device.
PowerIQ amp-adjustment technology intelligently identifies your device to deliver its fastest possible charge. High-speed-Charging Technology: Anker's exclusive PowerIQ and VoltageBoost combine to deliver the fastest possible charge for any device. Qualcomm.
Anker 10,000mAh Specifications
- Dual USB ports
- Input: 5V / 2A(max)
- Output: 5V / 3A(total)
- For iPhone 15/15 Plus/15 Pro/15 Pro Max, iPhone 14/13 Series, Samsung Galaxy
Posted: November 26, 2023 11:59 PM PST
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Expiring Today: Up to $1000 off iPhone 15, 15 Plus, 15 Pro, 15Pro Max 5G - AT&T, Verizon, T-Mobile
Time to switch to a better carrier with a new iPhone 15. Up to $1000 off iPhone 15, 15 Plus, 15 Pro, 15Pro Max 5G - AT&T, Verizon, T-Mobile when you activate service and trade in select phones. Deals are way better than expected, time to upgrade and switch carriers. If you have anything older than an iPhone X, to time to upgrade. Shipping soon.
- iPhone 15 has 5G, better battery, better camera, satellite emergency, crash detection and more!
Trade-in Old iPhone or Android Phone
The best deals are when trading in an old phone. If you do not have one, you can buy one on eBay and save a ton. Buy a Samsung S20FE 5G in very good condition for $160 and get $830 trade in value on AT&T! Keep your old iPhone as a spare. Buying a used iPhone is more worrisome with many having replaced screen using 3rd parties.
Wireless companies are giving phones away in exchange for locking you in for bill credits each month.
Unlock your credit report if you locked it to pass credit checks.
Special iPhone 15 Promotions when you Switch
- AT&T - Get up to $1000 off iPhone 15 Pro/Pro Max - up to $830 off iPhone 15/ iPhone 15 Plus with eligible trade-in when you purchase on an installment plan, with an eligible AT&T unlimited plan (speed restrictions apply)
- Verizon: Get up to $1000 off this device when you trade in. New line required. Plus $200 when you switch.
- Xfinity: Save up to $800 on iPhone 15 Pro with tradein
- T-Mobile: Get an iPhone 15 Pro ON US via 24 mo. bill credits when you trade in an eligible device on Go5G Next or Go5G Plus plan.
Some Older phones are available with less trade in. Trading in is a lot easier than selling your phone on eBay or Craigslist.
New iPhones 15:
- iPhone 15: Starts at $799 (128GB), $899 (256GB), $1099 (512GB)
- iPhone 15 Plus: Starts at $899 (128GB), $999 (256GB), $1099 (512GB)
- iPhone 15 Pro: Starts at $999 (128GB), $1,099 (256GB), $1,299 (512GB), $1499 (1TB)
- iPhone 15 Pro Max: Starts at $1,199 (256GB), $1,399 (512GB), $1599 (1TB)
The biggest changes: USB-C port (no more proprietary Lightning cables!), all models have top of the screen Dynamic Island, better low light cameras, and the iPhone 15 Pro/ Pro Max models now have the new and faster A17 pro chip that speed up all tasks.
AT&T Unlimited Starter Plan
- 1 Line $65/mon for Unlimited Talk, Text, Web, standard definition Streaming, Max 3Mbps data speed, 3GB Hotspot
- 5G Access
- Standard Mobile Security
- 5 lines for $150
- Plus tax & fees
- To qualify for $1000 credit, minimum Trade-In value must be $230 or higher after device condition questions have been answered
- Eligible devices:
- Apple iPhone: 12 Pro Max, 13, 13 Pro, 13 Pro Max, 14, 14 Plus, 14 Pro, 14 Pro Max
- Samsung Galaxy: Z Flip4, Z Fold4, S22 Ultra 5G, S23, S23+, S23 Ultra
- Google: 7 Pro
- Eligible devices:
- To qualify for $830 credit, minimum Trade-In value must be $130-$229 after device condition questions have been answered
- Eligible devices:
- Apple iPhone: 11, 11 Pro, iPhone 12mini, 11 Pro Max, 12, 12 Pro, 13 mini
- Samsung Galaxy: S20, S20 5G, S20 FE, S20 FE 5G, S20+, S20+ 5G, S20 Ultra 5G, Note20, Note20 5G, Note20 Ultra, Note20 Ultra 5G, S21 5G, S21+ 5G, S21 FE 5G, Fold, Fold 5G, Z Flip3 5G, S21 Ultra 5G, S22 5G, S22+ 5G, ZFold2 5G, Z Fold3 5G
- Google: Pixel 6 Pro, 7
- OTHER: OnePlus 10 Pro
- Eligible devices:
Verizon Unlimited Welcome Plan
- 1 Line $45 for Unlimited Talk, Text, Web, DVD Quality Streaming
- 5G Nationwide
- No Hotspot
- Plus tax & fees
Verizon Special Trade-in Offer: Monthly price reflects net monthly payment, after Apple instant trade-in credit at checkout, and Verizon monthly bill credits applied over 24 months. Customer must remain in the Verizon Device Payment Program for 24 months to receive the full benefit of the Verizon bill credits. Bill credits may take 1-2 bill cycles to appear. If it takes two cycles for bill credits to appear, you’ll see the credit for the first cycle on your second bill in addition to that month’s credit. Requires purchase and activation of a new iPhone 15 mini, iPhone 15, iPhone 15 Pro, or iPhone 15 Pro Max with the Verizon Device Payment Program at 0% APR for 24 months, subject to carrier credit qualification, and iPhone availability and limits.
T-Mobile Essentials Plan
- 1 line $60/month, Get 3rd line free
- Unlimited Talk Text and Web
- Unlimited 3G hotspot
- DVD quality streaming
Posted: November 25, 2023 12:59 AM PST
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Bose SoundLink Micro Bluetooth Waterproof Speaker Sale $99.00 + Free Shipping
($119.00)Black Friday. Amazon has a Bose SoundLink Micro Bluetooth Waterproof Speaker Sale $99.00, Free Shipping. Regular $119 New at amazon. Rated 4.8 out of 5 stars.
1 year warranty.
- Connects Wirelessly with Bluetooth Compatible Devices
- Up to 8 Hour Battery Life
- Crisp, powerful sound in a little package
- Durable silicone strap for added portability
- Rugged and waterproof design
Bose sound on the go from your smartphone and tablets.
Sales tax in: All Except AK, DE, MT, NH, OR
Posted: November 23, 2023 11:59 PM PST
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Wireless Data Requirements
If you are a current smartphone user, check your bill to see how much data you use. Your new plan can be sized to your current usage patterns. According to Nielsen, the average person used 733MB of data in early 2013. Most people paid for a lot more, approximately 2GB. In 2014 the average smartphone user was estimated to use 2.3GB. In 2015 it is projected to be 3.2GB.
Keep in mind that most people are connected to Wi-Fi to perform data intensive operations. Roughly 70% of mobile device Internet traffic is now carried by Wi-Fi.
If you are new to smartphones, consider these guidelines:
- Email, Social Networking, News, Web Browsing – 1GB per month
- Plus music streaming or downloading, sharing photos, download apps – 3GB per month
- Plus movies, video streaming – unlimited per month
These are some rough figures to help you select the appropriate plan. Keep in mind that most unlimited plans slow down your data transfers after you pass a preset limit.
AT&T has a Data calculator that helps you figure out your needs. Verizon has one also. It’s funny that they don’t agree when checking our data use.
Smartphone Hardware
Not every phone will be available on every network. You need to decide on the handset that you will be using. The major choice is Android or iOS, after that, most wireless carriers have the same popular smartphones.
Does the carrier allow you to bring your own phone? Most of the ones that allow you to do this support GSM technology that is used by the AT&T and T-Mobile wireless networks. Those which run on Sprint or Verizon networks usually require you to buy a new smartphone. Consider this before you buy an unlocked or used phone off eBay or Craigslist.
Android – is supported by all prepaid wireless carriers.
iPhone – is not available on MetroPCS, Freedom Pop, and Republic Wireless.
Summary of No-Contract Plans for a Single Smartphone
*Unlimited Data Plans slowed to 2G-3G speeds after monthly allotment of data has been used.
** Sprint's Fine Print: "Sprint may terminate service if off-network roaming usage in a month exceeds: (1) 400 min. or a majority of min.; or (2) 100 MB or a majority of KB."
T-Mobile
T-Mobile is one of the major four wireless carriers in the United States. They have a wide range of no contract smartphones available for purchase. They run a GSM network, allowing you to purchase an unlocked phone and use it on their network. All you need to do is buy their SIM starter kit.
Coverage - Good to very good depending on your area. Check their coverage maps
Best Plan - T-Mobile an excellent $30 per month plan with unlimited web and text, and 100 minutes. This Plan requires you to activate a new account with a New SIM. T-Mobile stores do not sell inactivated SIM cards. The first 5GB of data is available at up to 4G speeds. This plan is available for devices purchased from Walmart or devices activated on T-Mobile.com.
If you need more voice minutes, consider their $50 T-Mobile plan with unlimited talk and text. First 500MB of data at up to 4G speed.
Smartphone selection – Various, including Galaxy S4 and 5, Nokia Lumia 635, and iPhone 6 and 6 plus.
Bring your device - You can buy an unlocked GSM iPhone or Android Smartphone elsewhere and then buy their SIM starter kit to take advantage of this plan.
T-Mobile is best when:
- You are on a budget
- You want to use an existing unlocked GSM phone
- You are a Heavy Data User
- You use very few voice minutes
- Good Coverage in your local area
Virgin Mobile
Virgin Mobile is a subsidiary of Sprint and uses the same CDMA technology and network. Virgin's lowest prepaid price plan offers a little more Anytime minutes than T-Mobile's but costs a few bucks more. The only downside is the throttling starts after 2.5GB. It will boil down to what you need more, Data or Minutes, and if coverage is good in your area (assuming you are using an iPhone).
Coverage - Okay to good depending on your area. Better on the East Coast than the West Coast. Check their coverage maps
Best Plan - Virgin mobile $35 per month with 300 talk minutes and unlimited text and web with 2.5 GB high speed data OR unlimited text, web, and talk with 250 MB high speed data.
Only $30 per month and more talk minutes than T-Mobile when you use an iPhone and sign up for Auto Pay.
Smartphone Selection – iPhones including 6 and 6 plus, Nokia Lumia 635 and $50 Android phones. No Samsung Galaxy phones.
Bring your device - You need to buy a phone from them. Sprint and Boost Mobile phones will not work.
Virgin Mobile is best when:
- You are a Heavy Data User
- You use Low Voice or VoIP minutes
- You want to use an iPhone
- Sprint has good coverage in your area
Boost Mobile
Boost Mobile is owned by Sprint and uses the same CDMA technology. Boost Mobile offer much better no-contract options than Sprint. They offer only a limited number of plans but lots of Smartphones are available.
Coverage – Sprint’s Network
Best Plan – Monthly Unlimited Talk, Text, and data. The cheapest of these plans is $35/month with 1GB 3G/4G Data.
Smartphone Selection –Good Variety. 42 phones including the iPhone 6 and 6 plus, the Galaxy S4 through 6, and the Moto G.
Bring Your Own – Can use some older Sprint Smartphones on Boost but not the newer ones. The best Smartphone allowed is the HTC Hero. Not worth it!
Boost Mobile is best when:
- You have reliable Sprint coverage
- Want more Smartphone variety
- Want a cheap Unlimited plan
Consumer Cellular
Consumer Cellular is a no contract carrier that is often recommended by Consumer Reports. They have a 30 day risk free trial. Their products are sold in many Sears and Target stores. Family plans to share minutes. Maximum of 4GB available. For superlight users, they have a Talk only plan from $10/month. They use US based call centers.
Coverage – GSM, AT&T Network
Best Plan – Monthly Unlimited Text, and 3GB data $30/month. Need to pay more for Talk, +$50 for Unlimited minutes/month
Smartphone Selection –Not a lot of Variety. Latest iPhones, 5 lower end Android phones and no Samsung ones, and some flip phones.
Bring Your Own – Can use AT&T or T-Mobile Smartphones. Free SIM Card.
Consumer Cellular is best when:
- You have reliable AT&T coverage
- Have a phone to use or want an iPhone
- You need the flexibility to change talk, data needs - Even Monthly
- Need a family plan to share talk and data
- Want a cheap plan
- Discount for AARP members
Cricket Wireless
Cricket Wireless (Parent company: Leap Wireless International) is a well known no contract wireless provider that was purchased by AT&T Wireless. In May 2014, Aio merged into Cricket Wireless after AT&T bought Leap Wireless. (Cricket) They will be moving from CDMA Sprint Network to GSM AT&T shortly.
Cricket has a variety of Smartphones from the latest Samsung Galaxy to very inexpensive Android and Windows and Nokia Phone Smartphones. They have their own stores and also sell their products in major retailers. The have a good selection of iPhones.
There's also a Bring Your Own Phone option for $9.99.
Monthly Cell phone plans start at $40 for unlimited talk, text, and web. (first 2.5 GB at 4G LTE speed) Cricket uses the nationwide AT&T Network. Additional lines are discounted more on their family plans.
Cricket throttles 4G LTE speeds to 8Mbps and 4G HSPDA speeds to 4Mbps before you hit your cap. Hot spot access costs extra.
Metro PCS
Metro PCS has one of the lowest prices for Unlimited Voice, Text, and Data. However, data speed throttling starts after 500MB (MegaBytes). Be sure to keep the network coverage into consideration, so you can get the best experience. Metro PCS is under T-Mobile's network, as they were acquired last year.
Coverage - Okay at best on the T-Mobile network
Best Plan - $30 per month unlimited talk, text, and web with first 1GB of data at up to 4G LTE speeds.
Smartphone Selection - Very Limited but Metro PCS offers the popular Samsung Galaxy S6 and some inexpensive Microsoft and LG phones. No iPhones.
Bring your device - Purchase a SIM card and pop it into your GSM phone.
Metro PCS is best when:
- You are use a lot voice minutes
- You don't care if data is 2G or 3G speed
- Need Lowest Price for unlimited talk, text, and data
- T-Mobile has good coverage in your area
Straight Talk
Tracfone owns NET10 and Straight Talk. Straight Talk is a little more expensive than other pre-paid wireless providers, but it utilizes both CDMA and GSM technology used on the AT&T, Verizon, T-Mobile, and Sprint network. This network will favor T-Mobile and Sprint in most areas even though AT&T has a better LTE coverage than T-Mobile and Sprint. Straight Talk also sells SIM cards available for the T-Mobile network.
Coverage - Okay to good depending on your area. Check their coverage maps.
Best Plan - $45 per month for unlimited talk, text, and web for a No contract Smartphone plan. First 5GB Data at high speed.
Smartphone Selection - They offer the older Samsung Galaxy S5 and iPhone 6, 6 plus. There are also very inexpensive reconditioned Android phones.
Bring your device – Unlocked GSM or locked T-Mobile phone or Non-LTE Verizon phones; Just buy a SIM Card
Preferred Network Based on Phone:
- iPhone 5c, 5, 5s – Verizon
- iPhone 6, 6 plus– AT&T
- Samsung Galaxy S5 or 6 – T-Mobile
You can check for compatibility with Straight Talk's guide here.
Straight Talk is best when:
- You want Unlimited Talk, Text, and 2.5GB LTE speed
- You want one of the lowest price Unlimited plans on AT&T's Network
- AT&T or T-Mobile has good coverage in your area
How to Find the Best No Contract Smartphone Plans 2015 Part 2
Tags: ATT Wireless, No Contract, Pre-Paid, Smartphone, Sprint, T-Mobile, Verizon, Wireless
I want to use Cricket. It is good in my area. They say BYOD, an unlocked GSM phone. If a phone is listed to work with T-Mobile or AT&T, how do I know if it can be unlocked for Cricket, if it is a no-contract phone?
It should be marked as Unlocked, which would also mean no contract. Post a link to a phone if you aren’t sure if it is unlocked.
I am a 65 yr. old disabled veteran on a small fixed income. I have been using a Nokia dumbphone with AT&T Gophone service while paying $25.00 for 90 days with rollover (I don’t use my phone that much) It’s time for a new phone, mine won’t hold much of a charge anymore & I can’t get service inside stores. I am looking for an inexpensive smartphone with service under $30.00 per month, with maybe data & text which I haven’t used yet but would like to learn. Can anyone please Help me?
P.S. I live in S.E. Florida, in case that makes a difference for cell service coverage & Only call in the U.S.
I suggest you get the special $30 T-Mobile plan we mention in the article above. You can use it with any of the T-Mobile phones they sell.
I need to buy a smart phone to be used with my existing Verizon plan. I am well over my contract term and my Bionic is acting erratically. I do not want to commit to a 2 yr contract. Any suggestions?
Look on http://deals.ebay.com for a Verizon compatible smartphone. Lots of deals come and go each day.
I don’t have a cellphone and have not been enticed by it. I live in a suburb of Toronto, Ontario, Canada. I want to get into the market for use in emergencies only, but, after reading about the various manufacturers, plans, other technical information and the pros and cons of each plan and phone listed above, I am more confused than ever. I don’t wish to be tied up in a contract. Please suggest a simple way to start and educate myself before jumping into the ocean of smartphones for contact from a deserted beach.
We cover plans for the USA. Check out this one for Canada: http://mobility.petro-canada.ca/en/phones/133.aspx
Thank you Norman.
Is there a reason Page Plus isn’t listed? I hear enough good about their network and cost (Verizon) that it outweighs their mediocre-at-best service.
There are a lot of different prepaid options available now. I think for most people the one they will choose depends on their personal use. If you text a lot you will need one with unlimited, or if you use a lot of data you will want a plan with as much data capability possible. Great break downs, thanks for sharing!
Why is Consumer Cellular not mentioned in this comparison. They are very good and competitive. I have had this service for over a year. Have two cell phones and my home phone on this plan. I get 2,000 minutes, unlimited text, 150 megs of data. for about $75 (tx included). It operates on the AT&T network. Check it out and update your comparison table.
Good suggestions We will have to add them! Part 2 of this article has even more providers.
Yes 100 % true. nice suggestions